Empower Information

833-999-IOWA (4692) Go to Voya website
View Voya historical fund performance

Fixed Rate
Voya advisor information
Send an email to Voya

Investor tools 

Ho do I read my statement?
Why Empower?
Empower Learning Center
Empower Calculators



Enrollment & more

Enroll - Empower offers the following enrollment options:

  • With an advisor (no additional cost) - Contact an advisor in your area, if available.
  • Over the phone - 833-999-IOWA (4692)  
  • Download Forms - Download a paper copy of the enrollment forms from the Empower website.
  • Request assistance - For enrollment help or to ask questions contact Empower at 833-999-IOWA (4692). 

Online Account Access Instructions - Create your Iowa RIC retirement plan login information online with Empower.
*Empower-formerly MassMutual Retirement


Fixed Rate Account

A fixed rate account is an investment option that provides guarantee of principal and periodically adjusted fixed rates of return. Principal and earnings in these fixed rate accounts are guaranteed by the provider (see additional limited guarantee). Rates shown on this website are updated periodically; contact the providers directly for the most accurate rate information. Contract minimum rates shown below are guaranteed under current service contracts with each provider. Rates may change with future contract terms.

Empower Current Rate (through 12/31/22) 2.00%
2022 Minimum Rate 2.00%

Notice:  Fixed rate accounts are not guaranteed by the State of Iowa or the US Government and are not FDIC insured. Guaranteed rates are insured by the issuing investment provider.

Return to top

Additional limited guarantee

If your insurance company fails, the maximum amount of protection provided by Iowa Life & Health Insurance Guaranty Association (FAQ) for fixed accounts that are guaranteed by general assets of the insurance company is $250,000.

Return to top