The Patient Protection and Affordable Care Act (ACA) was enacted by Congress in 2010. Per the ACA Legislation, employers and insurance carriers must provide employees and insureds with Internal Revenue Service (IRS) Forms providing information on health insurance offers and coverage. These Forms indicate that health insurance was made available.
ACA Compliance for State of Iowa Employees, Retirees, and COBRA-Covered Former Employees
Active State of Iowa Employees
- All State of Iowa health care plans meet the "minimum essential coverage requirement" under the ACA.
- All Centralized Payroll and DOT Employees are subject to ACA-reporting if offered and/or enrolled in a State-sponsored Wellmark (Blue Cross Blue Shield of Iowa) health insurance plan.
SPOC Covered Employees
- All SPOC covered employees will be able to locate and print their 1095-B form on their myWellmark account. Go to your "My Plans" page under "Documents" to locate the form. The following message also appears on the 1095-B page on myWellmark and Wellmark.com:
- You may print your 1095-B directly from myWellmark or request a paper copy from Customer Service.
Phone: Call the phone number listed on the back of your ID card,
or reach general Customer Service at 800-524-9242
Mail: 1331 Grand Ave, Des Moines, IA 50309
Email: Request1095b@Wellmark.com
Please include your full name, Wellmark ID number, and preferred contact number with your request.
Retired/COBRA-Covered Former Employees
- All Centralized Payroll and DOT Retirees/COBRA-Covered Former Employees who are subject to ACA-reporting requirements will receive Form 1095-C and/or 1095-B if offered and/or enrolled in a State-sponsored Wellmark (Blue Cross Blue Shield of Iowa) health insurance plan.
Individual Mandate/Potential Penalties
- The Individual Mandate provision of the ACA requires most Americans to maintain health insurance that meets "minimum essential coverage" requirements.
Not sure which Form you should receive? See the State of Iowa's ACA Reporting Matrix.
Distribution
NEW! - For Tax Year 2025, employers are no longer required to automatically furnish Form 1095 to all employees. However, you still have the right to receive a copy if you request it. To access your form or request a printed copy:
1. Register at the Employee Portal https://eeportal.bencorpaca.com/
2. Enter the company code StateofIowa and information about you
3. After registering, create login credentials for site access
4. Once registration and confirmation are complete, you can download your form and print as needed for your records. If your form is not yet available, you will receive an email notification as soon as it is ready
5. Employee Portal accepts requests for paper Forms, which will be mailed within 30 days​
6. You will be able to download forms for calendar year 2020 forward.
You do not need Form 1095 to file your federal tax return. However, you may use it as a reference when completing your return.
If you have questions or need additional information, please email - centralpayroll@iowa.gov
These forms are not available in Workday.
Duplicates, Corrections, or Questions
To contact the ACA Team to request a duplicate Form 1095 prior to 2020, or to ask questions related to ACA requirements, click the ACA Team button below and complete the information as requested. To make corrections to your current year Form 1095 please register at the Employee Portal above to submit your correction.
Contact the State of Iowa ACA Team
Note: This form is only for individuals of the entities below who were covered by a State of Iowa insurance policy.
- Centralized Payroll Employees
- Retirees
- COBRA-Covered Former Employees
This form is not intended for those who work for, or retired from, an entity listed below. You must contact them directly with any corrections or questions you may have.
- Regents Institutions
- Department of Transportation (DOT) Employees
- Iowa State Fair Board
- Iowa Counties, Cities or School Districts
Medicare and/or Medicaid
Additional Information
ACA Reporting Matrix - Use this matrix to determine which Form you will receive
FAQs for Employees
FAQs for Retirees & COBRA Covered
1095 Forms Samples
1095-C (State of Iowa)
1095-B (State of Iowa)
1095-B (Wellmark)