Open Enrollment for 2027 Benefits Monday, Oct. 5 - Thursday, Nov. 5, 2026 (5:00 PM CST)
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Open Enrollment Statement

Open enrollment is a great opportunity to review your benefit elections and ensure they still meet your needs. We encourage you to take this time to explore the available options and make any necessary changes to secure the best coverage for you and your family. This is your only opportunity to make changes for 2027 (unless you have a qualified life event).

 

Contact your Human Resources Associate (HRA) with any questions.


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Important Dates to Remember:

calendar with reminder dates circled
  • October 5, 2026 - Open Enrollment Begins,  you may begin reviewing and making changes for your 2026 coverage.
  • November 5, 2026 at 5:00 pm CST - Open Enrollment Closes, you must enroll by this date for coverage starting January 1, 2027. No enrollments will be accepted after the deadline.
  • December 24, 2026 - Changes to health, dental and vision insurance deductions are reflected on pay warrants.
  • January 1, 2027 - Benefit elections made during this Open Enrollment period are effective.
  • January 4, 2027 - The Evidence of Insurability (EOI) for basic and additional supplemental life insurance you elect during the Open Enrollment period must be on file with The Standard.
  • January 8, 2027 - FSA elections will be deducted starting on the pay warrant issued that day.

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HRExpress

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The October 2026 (available October 5th) issue of  HRExpress is  dedicated solely to this year’s Open Enrollment period.  This valuable resource contains information  employees need to know during this open enrollment  and provides step-by-step decision making guides  to help them along the way.


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Workday Resources  

  • Open Enrollment Guide- 2027    (Learning lesson) step by step instructions for completing your benefits review.
  • Open Enrollment Training- 2027  (Digital Course) This on-demand course will explain your benefit options and demonstrate how to complete your Open Enrollment benefits review. 
  • FSA Smart Guide - This guide provides information about requesting payroll deductions for Flexible Spending Accounts (FSA) in Workday.

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2027 Premiums, Summary of Benefits and Resources

2027 HDL Premiums
All Employees (except SPOC)SingleFamily
Full Time
Iowa Choice$71.00$237.00
National Choice$171.00$470.00
Delta Dental$0.00$49.50
Part Time
Iowa Choice$541.50$1,302.50
National Choice$641.50$1,535.50
Delta Dental$19.50$74.26
SPOC Rates
SPOC Covered EmployeesSingleEmployee and Child(ren)Employee and SpouseFamily
Alliance Select$43.54$197.86$214.06$400.96
Delta Dental$0.00--$21.78
Dental rates
Vision (all employees)Rate
Employee Only$7.52
Employee + Spouse$14.26
Employee + Child(ren)$16.20
Family$21.36

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Benefit Highlights

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The Open Enrollment period is your only opportunity to review your current State of Iowa benefit coverage and make changes for 2027 (unless you have a qualified life event in 2027.)

Health and Dental Enrollment for 2027 - If you do not make any changes to your health and/or dental insurance during this Open Enrollment period, your 2026 options and coverage level (single or family) for health and/or dental will automatically remain the same in 2027.  

Vision Insurance for 2027 - This benefit is new for 2027, you must enroll in order have coverage for 2027.

Please review all benefit information carefully. 

List items for Open Enrollment Benefit Highlights


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Save for Later

You must complete your enrollment in Workday before the deadline.

  •  If you need to take a break, select "Save for Later" to save your progress.
  • Just remember to go back and finish the process and select "Review and Sign" to finalize your choices. 

No enrollments will be accepted after the deadline.

Contact your Human Resources Associate (HRA) with any questions. 

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