The State of Iowa's long term disability (LTD) insurance plan provides monthly benefits if you have an illness or injury that prevents you from performing your own occupation.

  • Members of the General Assembly and part-time employees of the General Assembly, contact your Human Resources Associate for life insurance information.


  • You should not wait until all of your sick leave is exhausted before applying for LTD. You should apply for LTD benefits as soon as possible. If you are able to return to work before you satisfy your waiting period, you can cancel or withdraw your application for LTD benefits.

    The Standard strives to make a determination before benefits would start to be payable (assuming approval of the claim). In general, it may take The Standard up to 18 weeks (excluding holidays) after an LTD application is received to arrive at a decision. Depending on the specific factors in each case, this timeframe can vary considerably.

Long Term Disability Insurance Provider

LTD insurance is provided by The Standard Insurance Company.

The State of Iowa Group Policy number is  754414.


Long Term Disability Insurance Resources

The Standard Group LTD Benefits at a Glance 

FMLA and Extended Illness, Long Term Disability and Death 

FAQs about Filing a LTD Claim 

The Standard Group Long Term Disability (LTD) Insurance Certificate 

LTD Employee and Physician Statement (to be completed by the employee)

LTD Employers Statement  (to be completed by the agency)


LTD applications can now be submitted in the following ways:

  •  Online:  To file a claim online, go to and click on “File a Claim” to begin the claim process. (preferred method)
  •  Phone:  To file a claim by telephone, contact The Standard’s Claim Intake Service Center at 844.480.5547.
  • Mail/Fax: To file a claim by paper application please complete the required sections on the paperwork included in this mailing and submit.




Standard Insurance Company-Employee Benefits Department

PO Box 2800 Portland, OR 97208

Fax 971-321-8400


More Information

For more information about your coverage, please see the State of Iowa Group Long Term Disability Insurance book or contact your human resources associate.



The Department of Administrative Services – Human Resources Enterprise is providing this information about the State of Iowa’s benefits. The information on this web page is subject to change. Nothing herein shall be construed as a guarantee of benefits. This webpage is not a complete description of the State of Iowa’s benefit plans. Nothing on this web page supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements. If the wording in this web page contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern.