The Retirement Investors' Club (RIC) 403b is a voluntary retirement savings benefit offered by participating employers of education-related institutions. There are no vesting requirements.
The RIC 403b plan is designed to supplement your pension (IPERS, TIAA) and social security income benefits at retirement. You choose how much of your current income to save pretax, through automatic salary reductions. Your contributions and earnings grow tax-deferred. After-tax Roth contributions may also be an option if your employer offers a 403b Roth account.
Take advantage of this great employee benefit today!