The State of Iowa offers State retirees the following health and dental insurance options:

Mature woman with coffee looking at laptop

Iowa Choice

Iowa Choice is an HMO and uses Wellmark’s Blue Access' network. You have access to doctors and hospitals in Iowa and counties sharing a border with Iowa. You do not have access to care outside of these areas unless you have an emergency while out of state or need care which is not available in the state of Iowa.

National Choice

National Choice is a PPO and uses Wellmark’s Alliance Select's network. With National Choice, you have access to doctors and hospitals in Iowa, plus nationwide coverage to see any provider you want.

Group Program F

Benefit design identical to a individual Medicare Supplement Plan F

Group Program N

Benefit design identical to a individual Medicare Supplement Plan N 

Alliance Select (SPOC Covered employee only)

Alliance Select offers access to a large selection of doctors and hospitals in Iowa and nationwide. You may seek health care from any provider located in the United States. 

Delta Dental

You can continue to participate in the State of Iowa’s group dental plans when you retire. If your spouse is covered by our group insurance at the time of your death, he or she can continue dental coverage as a surviving spouse. If you drop State of Iowa dental coverage, there is no provision for rejoining the group at a later date. The same dental plan provisions that govern active employees’ coverage also apply to retirees’ coverage.

The cost of retiree dental coverage is the total cost of the insurance. Dental premiums are either single or family. Dental coverage for you and your spouse is considered family coverage. Dental premiums are not reduced when you become eligible for Medicare.

Vision Care Discount Program

In addition to dental benefits, your dental insurance also includes access to a vision discount program through EyeMed Vision Care at no additional cost. You and your family members who are enrolled in Delta Dental of Iowa are eligible to receive the discounts.  

Using Your EyeMed Discount Program 
You can locate an EyeMed provider by calling 866-246-9041 or go to Delta Dental’s Find a Provider site DeltaVision Providers.

When scheduling your appointment, inform the office that you are a Delta Dental member with an EyeMed discount plan. Once you arrive, present your Delta Dental ID card or a discount card to receive discount services.

More Information 
For more information, call 866-246-9041.

Hearing Care Discount Program

The State’s dental provider, Delta Dental of Iowa, has teamed up with Amplifon to offer quality hearing care across multiple levels depending on your needs. The program features:

  • Savings on top-quality care from a nationwide network
  • Risk-free trial on hearing aids for 60 days
  • 1 year of free follow-up care such as cleaning, adjustments and other services
  • 2-year battery supply or a charging station to keep your hearing aids powered
  • 3-year warranty with coverage for loss, repairs or damage

**You must be enrolled in retiree dental to participate in this program.

For more information on the Delta Dental of Iowa Hearing Discount, visit

More Information 
For more information, call 866-246-9041.

The Department of Administrative Services – Human Resources Enterprise is providing this information about the State of Iowa’s benefits. The information on this web page is subject to change. Nothing herein shall be construed as a guarantee of benefits. This web page is not a complete description of the State of Iowa’s benefit plans. Nothing on this web page supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements. If the wording in this web page contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern.