Qualified Life Events 

You can make changes to certain benefit elections during the year only if you experience a life event.  You can request changes that are consistent with your life event by making changes to your benefit elections within 30 days after the date of the event (60 days for birth and adoption for health and dental.)  Depending upon the life event, you may be required to submit documentation of the event.  If you do not make the changes in a timely manner, you will not be able to change your benefits until the next annual open enrollment.  Contact your Human Resources Associate for assistance in making timely changes.

Experiencing a Change? Remember to Update Your Beneficiary
Remember to review your beneficiary designations for life insurance and your RIC account and make updates as necessary whenever you experience a life event that changes your eligible dependents, for example a marriage or divorce, or the birth or adoption of a child.

Notepad pen and glasses


Here are a few of the most common types of qualifying life events.

  • Change in Marital Status or number of Dependents
  • Change in Your Employment Status
  • Leave of Absence
  • You or Your Spouse’s Retirement

Interactive Life Event Matrix  

Download or print a copy of the Life Events Matrix.  

Change in Your Legal Marital Status

Change in the Number of Your Dependents

Change in Your Employment Status

Change in your Spouse’s or Dependent’s Status

Change in residence of you, your spouse, or your dependent

Commencing or Returning from a Leave of Absence (including FMLA)

Served with a Judgment, Order or Decree

You or Your Spouse’s Retirement

You, your Spouse or Dependent becomes Entitled to Medicare or Medicaid

Change in cost by your Dependent Care Provider


Contact your Human Resources Associate if you have any questions.