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Affordable Care Act

The Patient Protection and Affordable Care Act (ACA) was enacted by Congress in 2010. Per the ACA Legislation, employers and insurance carriers must provide employees and insureds with Internal Revenue Service (IRS) Forms providing information on health insurance offers and coverage. These Forms indicate that health insurance was made available. Only one Form will be provided for all individuals covered by your plan. You may make additional copies if needed for a spouse or dependents.

ACA Compliance for State of Iowa Employees, Retirees, and COBRA-Covered Former Employees

  Active State of Iowa Employees

  • All State of Iowa health care plans meet the "minimum essential coverage requirement" under the ACA.
  • All Centralized Payroll and DOT Employees subject to ACA-reporting requirements will receive Form 1095-C and/or 1095-B if offered and/or enrolled in a State-sponsored Wellmark  (Blue Cross Blue Shield of Iowa) health insurance plan.

  Retired/COBRA-Covered Former Employees

  • All Centralized Payroll and DOT Retirees/COBRA-Covered Former Employees who are subject to ACA-reporting requirements will receive Form 1095-C and/or 1095-B if offered and/or enrolled in a State-sponsored Wellmark (Blue Cross Blue Shield of Iowa) health insurance plan.

  Individual Mandate/Potential Penalties 

  • The Individual Mandate provision of the ACA requires most Americans to maintain health insurance that meets "minimum essential coverage" requirements.
  • Those who fail to provide proof of qualifying health care coverage and do not comply with the mandate (and are not otherwise exempt) will be required to make a "shared responsibility payment" to the IRS with their individual tax returns.

Not sure which Form you should receive? See the State of Iowa's ACA Reporting Matrix.

Duplicates, Corrections or Questions

To contact the ACA Team to request a duplicate 1095 Form, make corrections to your 1095 Form, or to ask questions related to ACA requirements, click the ACA Team button below and complete the information as requested.

 Contact the State of Iowa ACA Team

Please Note: This form is only for individuals of the entities below who were covered by a State of Iowa insurance policy.

  • Centralized Payroll Employees
  • Department of Transportation (DOT) Employees
  • Retirees
  • COBRA-Covered Former Employees

This form is not intended for those who work for or retired from an entity listed below. You will need to contact them directly with any corrections or questions you may have.

  • Regents Institutions
  • Community Based Corrections (CBC)
  • Iowa State Fair Board
  • Iowa Counties, Cities or School Districts
  • Medicare and/or Medicaid

Additional Information

ACA Reporting Matrix - Use this matrix to determine which Form you will receive
Employee Memo - December 2016
FAQs for Employees 

1095 Forms Samples

1095-C (State of Iowa)
1095-B (State of Iowa)
1095-B (Wellmark)