Providers & Investments

Before you select a provider, visit your employer's plan details page to see which of the providers below are available in your plan. RIC providers offer diversified investments, online account access, advisor services (at no additional cost), and retirement planning tools. As an RIC participant, you choose your investment mix, account services, and retirement income options that meet your needs. There are no annual contract fees, sales charges, or penalties for asset transfers between providers or investments. Access basic product information in the chart below and contact the provider directly for details about their investment options and services.

Each investor is unique. At no extra cost to you, provider representatives can help you evaluate investment options and determine an investment mix suited to your tolerance for risk and retirement income goals.

Provider	Phone number	Website	Returns	Advisors	Enroll & More
(formerly VALIC)	800-945-6763 620-875-3201
	844-895-0980
(formerly MassMutual Retirement)	800-743-5274
	800-555-1970 515-698-7973

Investment Types

RIC investment options vary by objective, management style, level of risk, and earnings potential.  Each RIC provider offers investments in two basic categories:

What is a fixed rate account?	What is a variable rate fund?

*Please note: Investment returns are not guaranteed by the State of Iowa or the US Government and are not FDIC insured. Fixed rates are insured by the issuing investment provider. To obtain the most current guaranteed rate information, please contact the active provider directly.

The Benefits Management Team of the Iowa Department of Administrative Services developed this website to provide you with information about your benefit options, and serve as a valuable resource for information about your benefits.  The benefits described at this website are subject to change.  Nothing herein shall be construed as a guarantee of benefits.  This website is not a complete description of the State of Iowa’s benefit plans.  Nothing on this website supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements.  If the wording in this website contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern. If you have any questions, please contact your Human Resources Associate.