Before you select a provider, visit your employer's plan details (PSE) page to see which of the providers below are available in your plan. 

RIC providers offer diversified investments, online account access, advisor services (at no additional cost), and retirement planning tools. 

As an RIC participant, you choose your investment mix, account services, and retirement income options that meet your needs. There are no annual contract fees, sales charges, or penalties for asset transfers between providers or investments. Access basic product information and contact the provider directly for details about their investment options and services.

Back to top

RIC Providers

Back to top

Investment types

RIC investment options vary by objective, management style, level of risk, and earnings potential. Each RIC provider offers investments in two basic categories:

Fixed rate

  • Declared rate-fixed period
  • Guaranteed by provider
  • Always liquid
  • No market risk
  • No restrictions/maturities
  • No fees

Learn more about current fixed rates.

Mutual Funds

  • Variable rate
  • Degrees of market risk
  • No restrictions/maturities
  • No sales charges or loads

Please note: Investment returns are not guaranteed by the State of Iowa or the US Government and are not FDIC insured. Fixed rates are insured by the issuing investment provider. To obtain the most current guaranteed rate information, please contact the active provider directly.

Back to top

Resources

Back to top