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Retiree Insurance and Premiums

The State of Iowa offers State retirees the following health insurance options:

Health and Dental Plans Available to Retirees BEFORE Medicare-eligible: 

2021 Retiree Health and Dental Insurance Premiums BEFORE Medicare-eligible PDF

Iowa Choice Iowa Choice is an HMO and uses Wellmark’s Blue Access' network. You have access to doctors and hospitals in Iowa and counties sharing a border with Iowa. You do not have access to care outside of these areas unless you have an emergency while out of state or need care which is not available in the state of Iowa.
National Choice National Choice is a PPO and uses Wellmark’s Alliance Select's network. With National Choice, you have access to doctors and hospitals in Iowa, plus nationwide coverage to see any provider you want.
Delta Dental  The State’s dental insurance plan offers comprehensive dental coverage. You may receive services from any dentist in the country. Delta Dental also includes access to a vision discount program through EyeMed Vision Care at no additional cost. 

Health and Dental Plans Available to Retirees AFTER Medicare-eligible: 

2021 Retiree Health and Dental Insurance Premiums AFTER Medicare-eligible PDF

Iowa Choice Iowa Choice is an HMO and uses Wellmark’s Blue Access' network. You have access to doctors and hospitals in Iowa and counties sharing a border with Iowa. You do not have access to care outside of these areas unless you have an emergency while out of state or need care which is not available in the state of Iowa.

Putting the Medicare-eligible Premiums Together

National Choice National Choice is a PPO and uses Wellmark’s Alliance Select's network. With National Choice, you have access to doctors and hospitals in Iowa, plus nationwide coverage to see any provider you want.
Group Program F Benefit design identical to a individual Medicare Supplement Plan F 
Group Program N Benefit design identical to a individual Medicare Supplement Plan N 
Delta Dental  The State’s dental insurance plan offers comprehensive dental coverage. You may receive services from any dentist in the country. Delta Dental also includes access to a vision discount program through EyeMed Vision Care at no additional cost. 

Health and Dental Plans Available to SPOC Retirees Before Medicare-eligible: 

2021 SPOC Retiree Health and Dental Insurance Premiums before Medicare-eligible PDF

Alliance Select Alliance Select offers access to a large selection of doctors and hospitals in Iowa and nationwide. You may seek health care from any provider located in the United States. 
Delta Dental The State’s dental insurance plan offers comprehensive dental coverage. You may receive services from any dentist in the country. Delta Dental also includes access to a vision discount program through EyeMed Vision Care at no additional cost. 

The Department of Administrative Services – Human Resources Enterprise is providing this information about the State of Iowa’s benefits. The information on this web page is subject to change. Nothing herein shall be construed as a guarantee of benefits. This web page is not a complete description of the State of Iowa’s benefit plans. Nothing on this web page supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements. If the wording in this web page contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern.

Updated 12/10/2020