If you no longer work for the employer sponsoring this plan, you may change:
Update your personal information
Whenever you have a change in your name, address, or beneficiaries, contact your active provider (inactive provider) directly. Your provider will explain the process and forms to complete these changes.
Change your asset allocation
You may change your active provider asset allocations at any time with no fees. Call your active provider or change your accounts online (see the provider section for contact information and web access). All participants may choose to sell their current investments and reinvest them in alternative investments within RIC (some inactive provider restrictions or fees may apply).
If you are with an inactive provider, changes may or may not be allowed by phone or internet. Your provider may require that you make your request in writing. Fees and restrictions may apply to these transactions. Contact your inactive provider to ask what is required for making these changes.
Exchange your provider
A provider exchange refers to the movement of some or all of your RIC assets from one investment provider to another provider in the plan. Check your employer's plan details for possible exchange restrictions.
If you still have assets invested with an inactive provider and wish to make an exchange, be aware that the receiving provider must have an Information Sharing Agreement (ISA) with planwithease or RIC (see list of providers with ISAs) in order to process. Be sure to contact your old provider and ask if there are any fees and/or restrictions on moving your money out.
See Exchanges for more information.
NOTE: Exchanges between active providers are not recommended unless you have been dissatisfied with your current active provider services or investments over a reasonable amount of time. Investments with an active provider have no restrictions or fees to consider.