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LeMars, City of

40 Central Ave S.E.
Le Mars, IA 51031
Phone: 712-546-7018
Fax: 712-548-4976

Plan details specific to the City of LeMars 457/401a plans are shown below.  Access additional program information from the left menu.Enrollment is year round!  Take advantage of this great employee benefit today!

Eligibility   Contributions   Enrollment & Investments   Changes & Distributions
All employees are eligible to participate. 



  457 employee contributions: Option to save pretax and/or post-tax Roth through payroll deductions:

  - minimum $25/month

  - maximum up to IRS annual limits*

Catch-up  - Close to retirement, the 3-Year Catch-Up benefit allows qualified participants to contribute over the Age 50+ limit. To find out if you qualify, request a 3-Year Catch-Up Worksheet.


  Enrollment: Enrollment is always open. Review the different enrollment options available through your plan's RIC provider Empower or simiply contact Michael Ruhland at 712-546-9525 or Joe Susemihl at 712-546-8105.

Investments: Empower offers a variety of investment options and provides help with enrollment, investment selection, and account reviews at no extra cost. A list of fund options by investment category is available in the RIC At-A-Glance PDF.

  Payroll deductions - You may request a change to your existing payroll deduction amount and tax treatment at any time by completing the City of LeMars RIC Account Form PDF and forwarding it to your payroll office.

Account management: To manage investment selection, obtain account information, change personal or beneficiary information, access your account online or call your provider.

Distributions: While employed, distribution options are limited. Once separated from employment, contact your provider directly to request distributions.