LTD benefits continue for as long as you meet the LTD plan’s definition of disability. The maximum duration of benefits is Social Security Normal Retirement Age (SSNRA). However, if you are between 61 to 69 years of age on the date the disability begins, then the maximum benefit duration is 5 years. If you are over age 70 or over on the date the disability begins, then the maximum benefit duration is 12 months.
For more information about your coverage, please contact your human resources associate.