An amount equivalent to your basic and supplemental life coverage is provided for accidental death and dismemberment (AD&D). AD&D can provide you and your family with extra protection in the event of death or dismemberment as a result of a covered accident. In addition, the policy provides for an additional payment to your beneficiaries if you lose your life in a motor vehicle accident while wearing a seat belt or riding in a seat protected by an airbag.

More Information

For more information about your coverage, please see the State of Iowa Group Life Insurance book or contact your human resources associate.

The Department of Administrative Services – Human Resources Enterprise is providing this information about the State of Iowa’s benefits. The information on this web page is subject to change. Nothing herein shall be construed as a guarantee of benefits. This webpage is not a complete description of the State of Iowa’s benefit plans. Nothing on this web page supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements. If the wording in this web page contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern.