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Accidental Death and Dismemberment Insurance

An amount equivalent to your basic and supplemental life coverage is provided for accidental death and dismemberment (AD&D). In addition, the policy provides for an additional payment to your beneficiaries if you lose your life in a motor vehicle accident while wearing a seat belt or riding in a seat protected by an airbag.

More Information

For more information about your coverage, please see the State of Iowa Group Life Insurance book or contact your human resources associate.


The Benefits Management Team of the Iowa Department of Administrative Services developed this website to provide you with information about your benefit options, and serve as a valuable resource for information about your benefits.  The benefits described at this website are subject to change.  Nothing herein shall be construed as a guarantee of benefits.  This website is not a complete description of the State of Iowa’s benefit plans.  Nothing on this website supersedes or changes any of the terms and conditions of any plan documents, insurance policies, or other legal agreements.  If the wording in this website contradicts any plan documents, laws, regulations, administrative rules, insurance policies, or other legal agreements, the wording in the official documents and agreements will govern.

If you have any questions, please contact your human resources associate.