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Adel DeSoto Minburn Community Schools

215 North 11th Street
Adel, IA 50003
Phone: (515) 993-4283 / Fax: (515) 993-1921

Plan details specific to Adel DeSoto Minburn CSD RIC 457/401a plans are shown below. Participation is through automatic payroll deductions in the amount you choose and may be changed or stopped at anytime. Access full 457/401a program information from the left menu. Enrollment is year round! 

403b Plan Option: Your employer also offers a RIC 403b retirement savings option. For information specific to your employer's RIC 403b plan go to 403b employer plan details. Visit the RIC 403b website for full 403b program information.

Eligibility   Contributions   Enrollment & Investments   Changes & Distributions
All employees are eligible to participate.   457 employee contributions: Option to save pretax and post-tax Roth through payroll deductions:
  - minimum $25/month
  - maximum up to IRS annual limits


  Enrollment: Enrollment is completed through the RIC investment provider (see Investments below). Choose your preferred method of enrollment and complete the process as intructed. View enrollment options available through your plan's RIC investment providers

Investments: RIC providers offer a variety of investment options at little to no cost and provide assistance with enrollment, investment selection, and account reviews at no extra cost. View RIC provider & investment information. For a list of available fund options review the RIC At-A-Glance PDF.

  Payroll deductions - You may request a change to your existing payroll deduction amount and tax treatment at any time by completing the ADM CSD RIC Account Form PDF and forwarding it to your Human Resources Department.

Account management: To manage investment selection, obtain account information, change personal or beneficiary information, access your account online or call your provider.

Distributions: While employed, distribution options are limited. Once separated from employment, contact your provider directly to request distributions.