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Retirement Investors' Club

The Retirement Investors' Club (RIC), administered by the Iowa Department of Administrative Services, is an employer-sponsored voluntary retirement savings program for employees of the state of Iowa and participating public entities. RIC is designed to supplement your pension (IPERS, POR, Judicial) and social security benefits at retirement. Contributions are made pretax through payroll deductions and investment earnings grow tax-deferred. Some employers allow Roth contributions as well.  Learn more about this great employee benefit by clicking on the door of the plan related to your employer below.
Click here for RIC 457/401a program information for State of Iowa employees   Click here for RIC 403b program information for education-related employees   Click here for RIC 457/401a program nformation for employees of participating non-state public employers  

457/401a program for State of Iowa employees

 

403b program for employees of participating education-related employers (public K-12 districts, area education agencies, and community colleges)

 

457/401a program for employees of participating non-state public sector employers (cities, counties, municipal utilities, hospitals and similar employers)