114 N Mississippi Street
Blue Grass, IA 52726
Phone: (563) 381-4700 / Fax: (563) 381-2801
Welcome to your employer-sponsored retirement savings benefit - the Iowa Retirement Investors' Club (RIC)! Plan details specific to this employer are shown below. Access additional program information from the left menu. Take advantage of this great employee benefit today!
- Eligibility: All employees are eligible to participate.
- Enrollment: Investment options and services are made available through Empower and Horace Mann. View the RIC At-A-Glance for a list of funds. Help from investment advisors with investment selection and account reviews is available through your provider at no extra cost. Advisors with questions about RIC can view Information for Advisors.
- 457 Payroll Deductions: Pretax and Roth (post-tax) contributions are available through payroll deductions up to IRS 457 annual maximum limits. There is no minimum.
- 3-Year Catch-Up: Close to retirement, the 3-Year Catch-Up benefit allows qualified participants to contribute over the Age 50+ limit. To find out if you qualify, request a 3-Year Catch-Up Worksheet.
- Begin, change or stop at any time by completing the RIC Account Form PDF and forwarding it to your Human Resources Department.
- Account Management
- Investment changes may be made at any time by logging into your provider account, calling the toll-free # or meeting with your provider representative. There are no fees for fund transfers.
- Provider transfers: To transfer assets between RIC providers, see Change Your Provider. There are no restrictions or fees for this type of transfer.
- 24/7 access is available for investment selection, personal information such as address or name change and beneficiary updates.
- Distributions
While employed, distribution options are limited.
Once separated from employment, you may remain invested and request a distribution from your provider at any time.