The Retirement Investors' Club (RIC) is a voluntary retirement savings program that allows you (if eligible) to set aside a portion of your salary for use as income in retirement along with your pension and Social Security benefits. Through automatic payroll deductions, you choose how much to save per paycheck (up to the IRS annual limits). Your deductions are then invested in the selection of RIC investments you choose. There are no vesting requirements for either account. Review the RIC At-A-Glance from your employer's page for a program summary and list of available investments in your plan.
How your RIC accounts work
As an RIC participant, you have two accounts:
View your employer's eligibility requirements by clicking on your employer link here.
You will notice references to certain plan features (such as an employer match and available providers) and processing instructions that are specific to state employee plans only. If you have questions about your specific plan, please contact firstname.lastname@example.org or call Robbie directly at 515-242-6846.
To review a presentation on the basic features and benefits of the RIC program, you may:
| Public Sector Employees (non-state)