For Increases: First of the month following status change. (Only if eligible to change because of a difference between bargaining unit life benefit offerings.) No Evidence of Insurability (EOI) is required if the increase is made within 30 days of the change. EOI is required if the election is made after 30 days of the event or if the election is in excess of $100,000.

For Decreases: First of the month following status change. (Only if eligible to change because of a difference between bargaining unit life benefit offerings.) EOI is not required.