*Creditable health coverage is defined in the Health Insurance Protection and Portability Act (HIPPA) as defined in 45 CFR §160.103. Health Insurance You may enroll the eligible dependent in coverage. You may change your health plan. Dental Insurance No change is allowed. Health FSA You may enroll or increase contribution to the health FSA. Dependent Care FSA No change is allowed. Supplemental Life Insurance No change is allowed.