Health Insurance You can change your health plan only if your current health plan is not offered as a result of the change in bargaining status or elect the health insurance opt-out. Dental Insurance You change your dental plan only if your current dental plan is not offered as a result of the change in bargaining status. Health FSA No change is allowed. Dependent Care FSA No change is allowed. Supplemental Life Insurance You may increase or decrease coverage if the benefits are different between the bargaining classes.