For Advisors Only

Welcome! RIC authorizes 4 providers (shown below) to offer 457, 401a, and 403b plan investments and services to employees of participating employers. For forms, investment information, and processing instructions for enrollment and changes, contact the provider directly. There are 3 types of employers who participate in the RIC plans. 
Employer Type Plan Features Resources
State of Iowa
457/401a Plans

All State of Iowa agencies have year-round enrollment, payroll deductions up to 26/year, all RIC provider options, and employer match up to $75/mo.

SOI Web site
RIC At-A-Glance (provider summary)Fees
RIC Account Form (payroll/provider changes)

Education-Related Employers
403b Plans

Participating k-12 schools, area education agencies (AEA), & community colleges may choose plan options in terms of eligibility requirements, enrollment/payroll change periods, loans, hardship withdrawals, Roth, employer contributions, roll-ins, and inactive provider exchanges (see ERE employer plan details). 

ERE Web site
403b At-A-Glance (provider summary)
Core Provider Product Fees 
403b Salary Reduction Form (payroll changes)

Public Sector Employers
457/401a Plans

Participating cities, counties, municipalities, community colleges, public hospitals, etc. may customize their plans in terms of number of RIC providers, eligibility requirements, enrollment and deduction change periods, Roth & employer contributions (see PSE employer plan details).

PSE Web site
Provider option-see employer plan details
Payroll form -see employer plan details







  hm logo   Mass Mutual        

  515-344-7238 (Steve Harder)   800-471-5537 (Advisor line)   620-875-3201 (Bryan Montemurro)   913-661-3744 (Andy Brookshire)    
  Website Website, Website Website  
      MM website for Advisors
Advisor site for client account info