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2018 Retiree Health and Dental Insurance

New health plan

For 2018, there is one plan with two network options:
  • Iowa Choice: Offers benefits through the Wellmark Blue Cross and Blue Shield Blue Access network
  • National Choice: Offers benefits through the Wellmark Alliance Select network.
The 2018 plan offers the broadest coverage available from all of our current plans. All of the health care services that are covered today will continue to be covered next year (though the cost share amounts for covered services may differ). 
  • Iowa Choice - similar to Blue Access, you will have access to a large selection of doctors and hospitals in Iowa and in counties sharing a border with Iowa. You will also have coverage should you have an emergency while out of state.
  • National Choice - similar to Iowa Select, you will have access to a large selection of doctors and hospitals in Iowa and nationwide. 

Group Program F and Group Program N will still continue to be offered to Medicare-eligible retirees.


Iowa Choice and National Choice Resources

2018 Retirees Health and Dental Premiums
Iowa Choice/National Choice Options Side-by-Side Comparison
Iowa Choice/National Choice Frequently Asked Questions (FAQs)

Enrollment in the new health plan

The 2018 enrollment and change period will be October 15 through December 7, 2017.

Unless you make a change during the 2018 enrollment and change period, you will be automatically enrolled in a plan.

  • If you are enrolled in Blue Access or Blue Advantage, your coverage will automatically switch to Iowa Choice unless you make a change during the 2018 enrollment and change.  If you make a change, you will need to complete a new Wellmark application that will be included in the 2018 enrollment and change packet that will be mailed to you in October.
  • If you are enrolled in Deductible 3 Plus, Iowa Select, or Program 3 Plus, your coverage will automatically switch to National Choice unless you make a change during the 2018 enrollment and change.  If you make a change, you will need to complete a new Wellmark application that will be included in the 2018 enrollment and change packet that will be mailed to you in October. 
  • If you are enrolled in the Group Program F or Group Program N and you do not want to change plans, you do not need to complete a new application.

The matrix below indicates whether a new application is needed or if enrollment is automatically switched.

  If you want to enroll in one of the 2018 retiree insurance options
If you are enrolled in one of the 2017 health plans Iowa Choice National Choice Group Program F Group Program N
Blue Access No application needed Complete a new application Complete a new application Complete a new application
Blue Advantage No application needed Complete a new application Complete a new application Complete a new application
Deductible 3 Plus Complete a new application No application needed Complete a new application Complete a new application
Iowa Select Complete a new application No application needed Complete a new application Complete a new application
Program 3 Plus Complete a new application No application needed Complete a new application Complete a new application
Group Program F Complete a new application Complete a new application No application needed Complete a new application
Group Program N Complete a new application Complete a new application Complete a new application No application needed

Dental Insurance

There will be no benefit design changes in the dental insurance for 2018.

2018 Dental  Premiums
Single $29.55
Family $79.43

For More Information

If you have questions or need additional information about the 2018 Health Insurance Plan:

  • Call Wellmark's Customer Service at 800.622.0043 | 888.781.4262 (TTY).
  • Send an email to stateretirees@iowa.gov.

 


09/24/2017