You are here

2022 Open Enrollment Period

The 2022 Open Enrollment period is:  

September 27 - October 29, 2021

This is the only time that you can make changes to your health insurance, dental insurance, flexible spending accounts, or life insurance, unless you have a qualified life event during the year. Please use this open enrollment period as an opportunity to review your benefits.


QUICK LINKS

Important Dates to Remember 2022 Benefit Changes DAS Flexible Spending Account website
2022 Premiums 2022 Benefit Highlights  
Workday Benefit Elections  
Health Insurance Resources Forms  
Dental Insurance Resources Health Insurance Notices  

HRExpress

Detailed information about the 2022 Open Enrollment period is available in the September 2021 issue of HRExpress.

Important Dates to Remember

October 29, 2021 - 2022 Open Enrollment period ends. 
December 17, 2021 - 2022 health and dental premiums are reflected on your pay warrant.
December 28, 2021 - If you elected to increase your supplemental life insurance, the Evidence of Insurability (EOI) must be filed with the Standard Life Insurance Company.
January 14, 2022 - 2022 Flexible Spending Accounts elections are reflected on your pay warrant.

return to top

2022 Premiums

NEW - Open Enrollment in Workday

Health and Dental Insurance Employees enrolling in Workday: LOG IN here
All employees except SPOC-covered Login assistance: Workday Login Instructions 
SPOC-covered employees Update elections: Open Enrollment Smart Guide
   
Life Insurance Premiums Vendor Customer Service
All employees except SPOC-covered ASIFlex 800-659-3035
SPOC-covered employees Delta Dental 888-411-2696
  Wellmark 800-659-3035
 
Please review all benefit information carefully. If you have questions, contact your Human Resource Associate.

 

return to top


Health Insurance Resources

Dental Insurance Resources

Iowa Choice/National Choice Side-by-Side Comparison  Delta Dental Premier/PPO Summary
Iowa Choice SPOC Delta Dental Summary
Iowa Choice Summary of Benefits and Coverage (SBC)  
National Choice  
National Choice Summary of Benefits and Coverage (SBC)  
Alliance Select (SPOC-covered employees)  
Alliance Select Summary   
Alliance Select Summary of Benefits and Coverage (SBC)  
Prescription Drug Information  
Wellmark's Prescription Drug Information website  
Wellmark Customer Service 
800-622-0043 | 888-781-4262 (TTY)
 

return to top 


Forms

Waiver of Life and Long Term Disability Insurance 
Premium Conversion Election form (Only complete if you want to make a change) 

return to top


2022 Benefit Changes

CVS Exclusive for Specialty Medication

For employees taking a specialty medication, CVS will now be the required provider. Patients can use mail order or request delivery to a local CVS for pick-up. Wellmark will notify all impacted employees of this change in writing later this year. Click here for more information.

Life Insurance for SPOC Covered Employees

Effective January 1, 2022, the supplemental life insurance plan for SPOC-covered employees will change to a maximum of $1,000,000 in increments of $100,000. Due to this change, all SPOC-covered employees must newly elect any supplemental life insurance coverage. All enrollments must be approved by The Standard Life Insurance Company before becoming effective.

If you are covered by SPOC and do not enroll in supplemental life insurance during this Open Enrollment period, your current election will be cancelled.

return to top


2022 Benefit Highlights

Health and Dental Enrollment for 2022

If you do not make any changes to your health and/or dental insurance during this Open Enrollment period, your 2021 options and coverage level (single or family) for health and/or dental will automatically remain the same in 2022.

Flexible Spending Account Notice and Increase

To participate in the Health Flexible Spending Account (FSA) or the Dependent Care FSA, or both, employees must enroll each year in Workday. If you wish to enroll for 2022, you will need to go to Workday to update your election.

  • The maximum Health FSA contribution remains the same in 2022 ($2,750).
  • The maximum Dependent Care FSA contribution is lowered to $5,000.

Electing to Opt Out of Health Insurance

If you elected the health insurance opt-out in 2021 and want to continue the opt-out option in 2022, the election will roll over into 2022. If you want to opt out beginning in 2022, you will need to do so in Workday.

Domestic Partner

All employees covering a domestic partner need to complete a declaration of domestic partnership during the Open Enrollment period. 

Dental Insurance

There will be NO CHANGES in the benefits design for the Delta Dental plan for all employees and for the plan for SPOC-covered employees. 
 
This is a dental open enrollment for SPOC-covered employees.   
 

Benefit Elections

ACTION IS NEEDED IN WORKDAY DURING THE 2022 OPEN ENROLLMENT PERIOD IF ANY OF THE FOLLOWING APPLY TO YOUR SITUATION:
Health Insurance

  • Enroll, change, or cancel your health insurance plan. 
  • Change your coverage level.
  • Add or remove eligible family members.
  • Elect the health insurance opt-out.
  • If no health coverage is needed, decline coverage.

Dental Insurance

  •  Enroll in dental insurance.
  •  Cancel your dental insurance.
  •  Change your coverage level.
  •  Add or remove eligible family members.
  • If no dental coverage is needed, decline coverage.

Flexible Spending Accounts

  • Enroll in the Health Flexible Spending Account and elect up to a maximum of $2,750 in 2022.
  • Enroll in the Dependent Care Flexible Spending Account and elect up to $5,000 if married and filing a joint tax return, or $2,500 if married and filing a separate tax return for 2022.

Supplemental Life Insurance

  • For SPOC covered employees, elect the amount of supplemental life insurance up to the maximum amount available. The EOI for additional supplemental life insurance must be on file with The Standard by December 28, 2021.
  • For non-SPOC covered employees, apply to increase the amount of supplemental life insurance up to the maximum amount available. The EOI for additional supplemental life insurance must be on file with The Standard by December 28, 2021.
  • Decrease the amount of your supplemental life insurance election.
  • Cancel your supplemental life insurance.

Premium Conversion

  •  Change whether the premiums for health, dental, and supplemental life insurance are taken pre-tax (before federal, state, and FICA tax) or post-tax (after federal, state, and FICA tax).

return to top


Health Insurance Notices Required by Law

Notice to Medicare Eligible Participants Regarding Your State of Iowa Prescription Drug Coverage
Health Insurance Marketplace Notice “Michelle's Law” Notice 
HIPAA Privacy Practice Notice Women's Health and Cancer Rights Act

return to top 


09/22/2021