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2019 Enrollment and Change Period Resources

The 2019 Enrollment and Change period is:  

October 8 – November 9, 2018

This is the only time that you can make changes to your health insurance, dental insurance, flexible spending accounts, or life insurance, unless you have a qualified life event during the year.  Please use this enrollment and change period as an opportunity to review your benefits.


HRExpress

Detail information about the 2019 Enrollment and Change period is available in HRExpress.
HRExpress for all employees (except SPOC-covered) pdf 
HRExpress for SPOC-covered employees pdf 

Resources

Helpful Links

2019 Health and Dental Insurance IowaBenefits
All employees except SPOC-covered Wellmark: Find a Provider
SPOC-covered employees Wellmark: Drug List (Formulary: Blue Rx Complete sm)
Iowa Choice/National Choice Side-by-Side Comparison  Video Recordings 
2019 Iowa Choice Summary of Benefits and Coverage (SBC) Wellmark's Find a Provider
2019 National Choice Summary of Benefits and Coverage (SBC) Updating your beneficiaries in IowaBenefits
Alliance Select Summary (SPOC-covered employees)  
IowaBenefits  
Delta Dental Premier/PPO Summary  
2019 Life Insurance Premiums  
All employees except SPOC-covered  
SPOC-covered employees  
Flexible Spending Accounts (FSA)  
2019 FSA brochure  
Premium Conversion (pre-Tax) Program  
Premium Conversion form  

2019 Enrollment and Change Benefit Education Opportunities

Video Recording    
2019 Enrollment and Change webcast    
Flexible Spending Accounts webcast    
Questions and Answers Sessions on the Capitol Complex
Oct. 18 1:00 - 2:00 p.m. Grimes, Basement Room 50
Oct. 25 2:00 - 3:00 p.m. Lucas, 6th Fl, Cafeteria
Webcasts   Registration Link
Oct. 17 10:00 - 11:00 a.m. 2019 Enrollment and Change
Oct. 17 7:00 - 8:00 p.m. 2019 Enrollment and Change
Oct. 18 10:00 - 11:00 a.m. Flexible Spending Accounts (FSA)
Oct. 23 1:00 - 2:00 p.m. 2019 Enrollment and Change
Oct. 25 7:00 - 8:00 p.m. 2019 RETIREE Enrollment and Change
Oct. 26 9:00 - 10:00 a.m. 2019 Enrollment and Change
Oct. 31 9:00 - 10:00 a.m. 2019 Enrollment and Change
Oct. 31 11:00 - Noon Flexible Spending Accounts (FSA)
Nov. 8 1:00 - 2:00 p.m. 2019 RETIREE Enrollment and Change

Health Insurance Notices Required by Law

 

2019 Prescription Drug Creditable Coverage   
Health Insurance Marketplace Notice  
HIPAA Privacy Practice Notice  
“Michelle's Law” Notice   
Women's Health and Cancer Rights Act  

2019 Benefit Highlights  

Health and Dental Enrollment for 2019

If you do not make any changes in your health or dental insurance during this Enrollment and Change period, your 2018 options and coverage level (single or family) for health and dental will remain the same in 2019.
 
To participate in the Health Flexible Spending Account (FSA) and/or the Dependent Care FSA, you must enroll each year in IowaBenefits.

Health Insurance

Iowa Choice and National Choice will continue to be offered in 2019. There have been NO CHANGES in the deductibles, coinsurance, and co-pays in 2019.

Health Insurance ID Cards

Due to a system change, Wellmark will be issuing new ID cards. You will receive new ID cards even if you do not make a new health insurance election for 2019. New ID cards will be mailed to your home before January 1, 2019. Please ensure your home address is correct in IowaBenefits.

Health Insurance Opt-out

If you elected the health insurance opt-out in 2018 and want to continue the opt-out option in 2019, your opt-out election will roll-over into 2019.  Your health insurance opt-out will roll-over every year unless you make a health insurance election.

You still need to elect the health insurance opt-out in IowaBenefits if you did not elect the option previously.

Dental Insurance

Beginning with this Enrollment and Change period, a dental open enrollment will be offered annually instead of every other year. 
Annually, during the Enrollment and Change period, you can:
  • Enroll in dental insurance, if not currently enrolled in dental insurance
  • Change coverage level to employee or family
  • Add or remove eligible family members from your coverage

Health Flexible Spending Account Increase 

The maximum Health FSA contribution increases to $2,650 in 2019 from $2,600.


Benefit Elections 

Following are the benefit elections you can make during the 2019 Enrollment and Change period.

Health Insurance

  • Enroll, change, or cancel your health insurance plan
  • Change coverage from single to family or family to single
  • Add or remove eligible family members
  • Elect the health insurance opt-out
  • Change the contract holder in a double spouse family contract

Dental Insurance

  • Enroll or cancel your dental insurance 
  • Change coverage from single to family or family to single
  • Add or remove eligible family members from dental insurance
  • Change the contract holder in a double spouse family contract

Flexible Spending Accounts

  • Enroll in the Health Flexible Spending Account and elect up to a maximum of $2,650 in 2019
  • Enroll in the Dependent Care Flexible Spending Account and elect up to $5,000 if married and filing a joint tax return, or $2,500 if married and filing a separate tax return for 2019

Supplemental Life Insurance

  • Apply to increase the amount of supplemental life insurance to the maximum of $100,000 
  • Decrease the amount of your supplemental life insurance election
  • Cancel your your supplemental life insurance

Premium Conversion

  • Change whether the premiums for health, dental, and supplemental life insurance are taken pre-tax (before federal, state, and FICA tax) or post-tax (after federal, state, and FICA tax)

 


Updated  10/16/2018