Retirement Savings

Retirement Investors’ Club (RIC) Update

June 2019 

The Retirement Investors’ Club (RIC) provides State of Iowa employees the opportunity to automatically save toward retirement through payroll deduction. You may contribute as little as $25 per month. The State matches your contributions up to $75 per month which gives you an extra $900 per year toward future income needs. Enrollment options are available here.

Provider Resources
From time to time, RIC providers (AIG, Horace Mann, MassMutual, Voya) share tools, education, and information to assist retirement savers with retirement income planning and investment strategies to help them meet their retirement income needs. See current messages from the providers below.


(formerly VALIC) Mark Your Calendars - Wednesday July 24, 2 p.m.

“Retirement Pathfinder”

  • Description - Retirement Pathfinder, the new AIG Retirement Income Planning Tool, is an interactive planning tool that allows you to “write your own” retirement story. With Retirement Pathfinder, you and your AIG financial advisor can quickly and graphically model retirement scenarios, optimize savings strategies and identify the impact of varying market conditions on your retirement savings accounts. Register here.
  • Target Audience – All employees who want to have a better understanding of whether they are on track to meet their retirement income needs.
  • Speaker – Bryan Montemurro, CFP® District Vice President AIG Retirement Services

Tap the App! MassMutual Participants Stay Connected 

If you are a participant in RIC through MassMutual, you can quickly and conveniently access your accounts with the MassMutual RetireSMARTSM app. From your phone or tablet, you can track your balance, gain access to online tools and calculators, and view investment selections and returns.
 
Don’t miss out on this quick and easy way to take control – and stay in control – of your retirement savings. Download the RetireSMARTSM app today!

Apple® and App Store® are registered trademarks of Apple, Inc. Android, Google Play, and the Google Play logos are trademarks of Google Inc.


Voya Participants - Spend Time with your Voya Account!

Your Voya account offers features to help you plan for retirement and other priorities. Take action by logging into your account (login help) today at Iowa.beready2retire.com.

Click Financial Wellness to take an assessment. See how you score on six pillars of financial wellness and what you can do next! 

Check myOrangeMoney® to see the income you’ll likely need in retirement. See the progress you’ve made toward your goal and determine if you need to change how you’re saving or investing. 

Carry your savings with you! The Voya Retire mobile app is a fast and easy way to track and manage your account wherever you go. Check your balance, choose your investments, and more! Download it today from your preferred mobile app store.